Please keep your Hazard Insurance policy on your home active until after settlement. Be aware that if settlement slips a day or two, you need to contact your insurance agent to continue coverage on your home up until the day of closing. If you are remaining in the house after closing, please be sure you are covered with the proper insurance. Get a reference for an insurance agency by asking your realtor, friend or neighbor, or email me for a referral. It is best to compare at least 3 policies before chosing one. Be sure to ask lots of questions about each policy offered, there are too many options to list. Consult an insurance expert for more advice.