The best way to be prepared at settlement is to carefully review a copy of your settlement sheet (HUD-1) the day before settlment. If you do not understand any line item on the settlement sheet, ASK!!! Your realtor, your settlement attorney and your loan officer will all be able and willing to answer your questions.

What you need to bring with you on the day of settlement:

  • Driver's License
  • Certified check (if you will owe money at settlment)
  • Void or blank check(to receive an electronic deposit if money is owned to you)
  • The copy of the HUD-1 you have already reviewed for comparison purposes

Good Luck and Congratulations! Welcome to your new home!